| Spending money can be an addiction just like | | | | Before you spend any money, really think about |
| alcohol, drugs or gambling. When you realize that | | | | your intended purchases and whether you really |
| you never seem to have any money but you've | | | | need it. Maybe you feel like another red velvet |
| got more junk than anyone needs, you might | | | | painting of Johnny Cash is a steal, but why do |
| have an addiction. | | | | you need it? What will it add to your life? Don't |
| It's not going to be easy, but you can stop | | | | buy it if you don't really need it. |
| spending your hard earned money on junk. First, | | | | Create a budget for yourself. If you love junk |
| you're going to have to really want to stop buying | | | | store buys, know how much you can afford to |
| junk and make yourself accountable. Tell someone | | | | spend each month and do not exceed this limit. |
| you know well - a family member, spouse or | | | | Budgets are a good idea for all of us. |
| friend. You will feel less compelled to spend if you | | | | Last, make a commitment to yourself not to |
| know that someone trusts you not to. | | | | make any impulse buys. Set a time frame - 2 or |
| Next, keep a journal of the money that you are | | | | 3 days - and tell yourself that if, in that time, you |
| spending. Do not spend any amount of money, no | | | | still feel that you must have the Johnny Cash |
| matter how small, without documenting it. This will | | | | painting that you will allow yourself to buy it. |
| allow you to actually see how much money you | | | | Following these steps will help you get your |
| are spending and makes you accountable to | | | | spending under control and help you feel better |
| yourself. | | | | about yourself. Good luck! |